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The Sam’s Club Mastercard’s primary focus is earning cash back. Using the Sam’s Club Mastercard you will also receive 3% cash back on dining and travel purchases, and 1% back on everything else.

This credit card is not, however, the best one to use on your non-gas shopping at Sam’s Club.There it will only provide you with 1% cash back, which is well below average compared to the top cards.Overall, we view the Sam’s Club Mastercard as a good offer for most consumers, but limited to within the categories that will earn between 3% and 5% cash back.If you don’t redeem the check within 180 days of it being issued, the rewards expire. For ordinary shopping at these stores, you’d be better off using the Citi Double Cash, which can give you 100% more cash back than the Sam’s Club co-branded credit card.The Sam’s Club Mastercard also has a rewards cap of ,000 per year.

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